It isn’t always easy to take control of your finances, but we can help you do just that.  Why not make 2022 the year you invest in your financial wellbeing by joining your local community-owned bank, Capital Credit Union (CCU).

Some of the Benefits of joining:

• Easy and accessible saving – you can choose an interest-bearing savings account and be guaranteed a rate of return on your savings, or open one of our instant access accounts which attracts an annual dividend *. If your employer is partnered with CCU you can even save through your payroll, taking away the temptation to spend as you save before you get paid. You can save from as little as £15 per month.
• Affordable borrowing – whether you’re funding your passion-project, looking to make that special purchase, going on your dream holiday, or renovating your home, an affordable and ethical loan from Capital Credit Union can help you out. You can borrow from £250 to £25,000.
• Friendly support – our ethos is People Helping People, and our members are at the core of everything we do. So, you can rest assured we’re available to listen, guide, and point you in the right direction for your savings, borrowing and even mortgages too.

What are you waiting for, become a member today and let’s build your financial future, together.

*the dividend is not guaranteed and is based on profits generated

Who we are

Capital Credit Union is an award-winning community-owned bank with a volunteer Board, and staff team, who prioritise members over profit. We’ve positioned ourselves at the heart of our East Scotland community and help people by getting them into the habit of saving or accessing affordable loans. We are passionate about supporting our members to build a financial future that suits how they want to live.

When you join Capital Credit Union you become a member, not a customer. Your membership gives you a vote in how things are done, and any profits are invested straight back into the Credit Union to keep interest rates on loans and savings competitive.

Capital Credit Union is passionate about helping its members build financial resilience. Whether through offering a range of savings products to providing accessible low-cost loans from as little as £250 to £20,000, we are building financial futures together.

Capital Credit Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm reference number 213575. We are covered by the Financial Services Compensation scheme. Most depositors and small businesses are covered by this scheme up to the value of £85,000. For further information about the scheme, visit the FSCS website www.fscs.org.uk or call 0800 678 1100.